Our services

We combine practical AI enablement with CFO-level finance and advisory services.

Every engagement has defined deliverables, a timeline and a fixed fee agreed before we start.

Accounting & Reporting

Finance · For owner-led businesses

Accurate books every month and the reports you need to run your business. We use cloud tools and automation to keep your records current with less effort from your team.


You receive

  • Bookkeeping, including accounts payable and receivable
  • Payroll management
  • Monthly financial statements
  • Budgeting and cash flow management
  • Month-end close cleanup to get your books accurate and closing on time


Timeline: Ongoing monthly service; cleanup projects in 2 to 6 weeks

Fee: Fixed monthly fee, scoped to your transaction volume

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Fractional CFO & Deal Advisory

Finance · For growing businesses, buyers and sellers

CFO-level support when you need it: short, focused sprints that solve one finance problem well, and deal work that shows what a business really earns before you buy or sell.


CFO sprints

  • 13-week cash flow forecast so you can see shortfalls before they happen
  • Lender-ready financial package for a bank loan, line of credit or SBA application
  • Annual budget and KPI dashboard with the handful of numbers to watch weekly
  • Growth strategy, forecasting and succession planning


Deal readiness & diligence

  • Normalized EBITDA with every add-back documented
  • Revenue quality, customer concentration and net working capital analysis
  • A red-flag report with questions to put to the other side
  • For sellers, a cleanup plan to fix issues before buyers find them


Timeline: 2 to 6 weeks per sprint or deal review

Fee: Fixed fee per project, quoted after a 30-minute call, with an optional monthly CFO retainer


Our diligence work is financial advisory. It is not an audit, review or other attest engagement, and we coordinate with your CPA and attorney where one is needed.

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AI Finance Automation

AI enablement · Start here

We start with an AI Readiness Assessment to find where AI will actually pay off, then redesign routine work so software handles the repetitive steps and your team reviews the results. Finance comes first, where the payback is fastest, then HR, sales or operations.


Step 1: AI Readiness Assessment (2 to 3 weeks)

  • A review of your processes, data and current tools
  • Prioritized opportunities with estimated time and cost savings
  • A risk and controls check covering data privacy and accuracy
  • A 90-day action plan


Step 2: Automation

  • Bill intake, coding and approval routing
  • Bank and credit card reconciliations
  • Monthly management reports and variance commentary
  • Documented review steps so every automated entry is checked by a person


How we measure it: We record the hours your team spends on these tasks before we start, then report the time saved against that baseline.


Timeline: 3 to 6 weeks to set up, then an optional monthly support plan

Fee: Fixed fee for the assessment and setup, plus a flat monthly fee for support

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AI Leadership & Training

AI enablement · Ongoing leadership and skills

Senior AI leadership without a full-time hire, plus practical training so your people use AI safely and well. Take either on its own or both together.


Fractional AI Officer

  • An AI strategy and roadmap tied to your business goals
  • An AI use policy, governance and review controls
  • Independent vendor and tool selection
  • Monthly progress reporting against agreed measures


AI Training Programs

  • Half-day workshops, in person or live online
  • Four-week cohort programs with weekly assignments
  • Private sessions built around your own workflows, including a track for accounting firms and finance teams


Timeline: The AI Officer role is ongoing with a 3-month minimum; training is scheduled to suit you

Fee: Flat monthly retainer for the AI Officer; training per workshop or per seat

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How it works

From first call to finished work

  • Intro call: a free 30-minute call to understand your business and what you need.
  • Written scope: a one-page proposal listing deliverables, timeline and a fixed fee.
  • Delivery: we do the work with a short weekly check-in, so there are no surprises.
  • Handover: you get the finished work, a walkthrough and a clear view of next steps.


Who we work with

Built for businesses without a full-time CFO.

  • Owner-led businesses: companies of 1 to 250 employees that have outgrown basic bookkeeping and want better forecasting, reporting and practical AI.
  • Buyers and sellers: owners planning an exit and buyers who want an independent view of a target’s numbers.
  • Accounting firms: firms that want to offer advisory and AI services to their clients or train their own staff.
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Common questions

Is APEX a CPA firm?

No. APEX is a financial advisory firm led by a CFO with Big Four experience. We don’t perform audits, reviews or other attest services that require a CPA license. When you need one of those, we work alongside your CPA.


How do you set fees?

Every engagement is quoted as a fixed fee and agreed in writing before work begins, so there are no hourly bills or surprises. Our fees are competitive with the market for CFO-level and AI advisory work, and because we scope each project to what you actually need, you only pay for work that moves your business forward.


Do you work with clients outside South Florida?

Yes. We’re based in South Florida and work with clients across the United States. Our services are delivered remotely through secure file sharing and video meetings, and we’re happy to meet in person where it helps.


How is my financial data protected?

We treat your data with the care we’d expect for our own. Files are exchanged through secure, access-controlled cloud platforms rather than email attachments, and every system we use is protected with multi-factor authentication. We ask only for the access an engagement needs and remove it when the work ends. When we use AI, we use business-grade tools that do not train on your data, and we never enter identifiable client information into public AI tools. We’re glad to sign a confidentiality agreement before you share anything.

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Interested in our services?

We’re here to help!

Tell us what you’re working on in a free 30-minute intro call.

We’ll tell you which engagement fits, or whether you need us at all.

Book an intro call